Own the asset outright at the final term end. Benefit from fixed and predictable monthly payments.
Utilise the asset fully without outright balance-sheet ownership. Highly tax-advantageous.
Shorter term, return the equipment at the end. Maintenance costs are often built directly in.
Sell existing operational assets to us for a lump sum, then lease them right back to retain full use.
Asset finance lets you spread the cost of vehicles, machinery and equipment over time, so your cash stays in the business. We search 50+ lenders to find the structure that fits your cashflow not just the cheapest rate on paper.
Per asset
To approval
Lenders compared
Asset finance is an alternative to a traditional business loan. Instead of paying the full cost of equipment upfront, you spread the payments over an agreed period, keeping your cash reserves intact and your business moving. You choose whether to own the asset at the end of the term or simply hand it back. It can also be used to refinance equipment you already own, releasing cash back into your business without selling the asset. Unlike going direct to a lender, Wiseman Finance searches across 50+ providers to find the right deal for your specific asset, sector and circumstances.
5 min conversation, no credit check yet
Matching asset type, sector and credit profile
Different terms, rates and structures
Cash reserves untouched. Fixed monthly payment set.
Tell us where you are, and we’ll show you how we can help
Tractors, harvesters, irrigation, farm equipment.
Excavators, telehandlers, plant & scaffolding.
HGVs, vans, trailers, recovery trucks.
Solar panels, wind, EV charging infrastructure.
Maquinaria CNC, robótica, líneas de producción.
Diagnostic, dental chairs, imaging equipment.
Wide-format, litho, digital print machinery
Forwarders, harvesters, chipper machines
No jargon. No pressure. Just a straightforward process that works.
A quick 5-minute application or a call with one of our team. No credit check at this stage. Just a conversation about what you need and why.
Your dedicated adviser presents your case to the right lenders and comes back with the best options available. One search, multiple opportunities.
Pick the deal that works for you. We manage the paperwork, the lender relationship, and every step to getting funds into your account.
No obligation. No upfront fees. Just an honest conversation about how we can help.
Your business goals deserve a partner, not just a lender. We’re a finance broker that genuinely fights for you.
Wiseman Finance Limited is a credit broker and not a lender. Finance is available subject to status. Terms & Conditions apply. Indemnities may be required. We work with a number of carefully selected credit providers who may be able to offer you finance, we will receive commission for business written with the credit providers. We are only able to offer finance products from these providers. Wiseman Finance Limited is authorised and regulated by the FCA under registration number 798352. Our registered office is 3A Marston House, Cromwell Park, Banbury Road, Chipping Norton, Oxfordshire, OX7 5SR Co Reg No 11060395.