ASSET FINANCE

The right funding for every stage of your business

Hire purchase

Own the asset outright at the final term end. Benefit from fixed and predictable monthly payments.

Finance Lease

Utilise the asset fully without outright balance-sheet ownership. Highly tax-advantageous.

Operating Lease

Shorter term, return the equipment at the end. Maintenance costs are often built directly in.

Sale & Leaseback

Sell existing operational assets to us for a lump sum, then lease them right back to retain full use.

THE WISEMAN WAY

Get the equipment your business needs - wthout the upfront cost

Asset finance lets you spread the cost of vehicles, machinery and equipment over time, so your cash stays in the business. We search 50+ lenders to find the structure that fits your cashflow not just the cheapest rate on paper.

£2k–£5M

Per asset

24 hrs

To approval

50+

Lenders compared

WHAT IS ASSET FINANCE?

A smarter way to fund the tools your business runs on

Asset finance is an alternative to a traditional business loan. Instead of paying the full cost of equipment upfront, you spread the payments over an agreed period, keeping your cash reserves intact and your business moving. You choose whether to own the asset at the end of the term or simply hand it back. It can also be used to refinance equipment you already own, releasing cash back into your business without selling the asset. Unlike going direct to a lender, Wiseman Finance searches across 50+ providers to find the right deal for your specific asset, sector and circumstances.

A TYPICAL EXAMPLE

Farmer needs a £180,000 tractor. Doesn’t want to drain cash reserves.

Calls Wiseman Finance

5 min conversation, no credit check yet

We search 50+ agricultural lenders

Matching asset type, sector and credit profile

3 options presented within 24 hours

Different terms, rates and structures

Hire purchase agreed. Tractor delivered.

Cash reserves untouched. Fixed monthly payment set.

SECTORS WE SERVE

We know your industry,
not just your numbers

Tell us where you are, and we’ll show you how we can help

Agriculture

Tractors, harvesters, irrigation, farm equipment.

Construction

Excavators, telehandlers, plant & scaffolding.

Logistics & Transport

HGVs, vans, trailers, recovery trucks.

Renewable Energy

Solar panels, wind, EV charging infrastructure.

Manufacturing

Maquinaria CNC, robótica, líneas de producción.

Medical & Dental

Diagnostic, dental chairs, imaging equipment.

Print & Media

Wide-format, litho, digital print machinery

Forestry

Forwarders, harvesters, chipper machines

What our clients say

People like you,
businesses like yours

★★★★★
"Lee, Louise and the team are not just reactive. They are wholeheartedly pre-emptive and genuinely interested in our business... They are our go-to provider."
L.C
Long-term client
Multiple products
★★★★★
"Wiseman Finance were able to offer a tailor-made finance package during a period we were finding very difficult. Painless, simple and honest advice."
B.O
Business owner
Finance restructure
★★★★★
"Holli was brilliant, really helpful and when we had setbacks she was understanding, kept in touch and went above and beyond to help. Always calm."
C.V
Client, vehicle finance
Asset finance
★★★★★
"I would like to thank Naomi and Amelia for their continuous exemplary service — they really go above and beyond to get the deals done."
B.P
Broker partner
Asset finance
★★★★★
"Amazingly done your job in helping us secure finance, thank you very much"
A.S
Asset Secure Client
Ongoing broker relationship
★★★★★
To be honest it was a great service and i couldn't change anything
B.O
Business Owner
Asset finance
★★★★★
This is a fantastic company to work with, with extremely helpful staff.
G.V
Growth Venture Director
Asset finance
★★★★★
"We found Wiseman to be helpful and informative, guiding us through the process as we were new to this area of finance."
V.F
Van Finance Client
Asset finance
★★★★★
"Thank you, Lee, Alana and the team for all your help and dedication. The truck looks amazing and it was a pleasure doing business with you both!"
V.F
Truck Operator Partner
Truck finance

Finance that works for people, not spreadsheets

No jargon. No pressure. Just a straightforward process that works.

01

Tell us about your business

A quick 5-minute application or a call with one of our team. No credit check at this stage. Just a conversation about what you need and why.

02

We search 50+ lenders for you

Your dedicated adviser presents your case to the right lenders and comes back with the best options available. One search, multiple opportunities.

03

You choose, we handle the rest

Pick the deal that works for you. We manage the paperwork, the lender relationship, and every step to getting funds into your account.

Ready when you are

Every business has a story. Let’s hear yours

No obligation. No upfront fees. Just an honest conversation about how we can help.

Your business goals deserve a partner, not just a lender. We’re a finance broker that genuinely fights for you. 

Get in Touch

Wiseman Finance Limited is a credit broker and not a lender. Finance is available subject to status. Terms & Conditions apply. Indemnities may be required. We work with a number of carefully selected credit providers who may be able to offer you finance, we will receive commission for business written with the credit providers. We are only able to offer finance products from these providers. Wiseman Finance Limited is authorised and regulated by the FCA under registration number 798352. Our registered office is 3A Marston House, Cromwell Park, Banbury Road, Chipping Norton, Oxfordshire, OX7 5SR Co Reg No 11060395.

© 2026 Wiseman Finance Limited

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