REFINANCE

Unlock value from assets you already own

Asset refinance

Replace existing borrowing with a facility better suited to your current needs.

Loan refinance

Replace existing borrowing with a more suitable facility.

Debt consolidation

Combine multiple finance agreements into one manageable monthly payment.

THE WISEMAN WAY

Funding that's built around where your business is today

The finance you arranged several years ago may no longer reflect your business’s current position. We help businesses review existing borrowing and identify opportunities to improve cashflow, reduce costs and access additional capital.

Whether you’re refinancing equipment, restructuring loans or consolidating multiple facilities, we work with specialist lenders who understand your objectives and current circumstances.

Up to £5M+

Funding available

24 hrs

To approval

50+

Lenders compared

WHY CHOOSE WISEMAN?

Funding that's built around where your business is today

Businesses change, and their finance requirements change too.

We help companies review existing finance arrangements and identify opportunities to unlock value, improve flexibility and support future growth. Our access to specialist lenders means we can often find solutions that aren’t available directly through traditional banks.

A TYPICAL EXAMPLE

A business owns £200,000 worth of equipment with no outstanding finance.

Calls Wiseman Finance

The directors want to simplify repayments and improve monthly cashflow.

We search 50+ lenders

Comparing asset refinance and equity release solutions.

Options presented within 24 hours

Flexible terms tailored to the business's current needs.

Capital released

The business unlocks funds from existing assets while continuing to use the equipment every day.

SECTORS WE SERVE

We know your industry, not just your numbers

Tell us where you are, and we’ll show you how we can help

Agriculture

Tractors, harvesters, irrigation, farm equipment.

Construction

Excavators, telehandlers, plant & scaffolding.

Logistics & Transport

HGVs, vans, trailers, recovery trucks.

Renewable Energy

Solar panels, wind, EV charging infrastructure.

Manufacturing

Maquinaria CNC, robótica, líneas de producción.

Medical & Dental

Diagnostic, dental chairs, imaging equipment.

Print & Media

Wide-format, litho, digital print machinery

Forestry

Forwarders, harvesters, chipper machines

What our clients say

People like you,
businesses like yours

★★★★★
"Lee, Louise and the team are not just reactive. They are wholeheartedly pre-emptive and genuinely interested in our business... They are our go-to provider."
L.C
Long-term client
Multiple products
★★★★★
"Wiseman Finance were able to offer a tailor-made finance package during a period we were finding very difficult. Painless, simple and honest advice."
B.O
Business owner
Finance restructure
★★★★★
"Holli was brilliant, really helpful and when we had setbacks she was understanding, kept in touch and went above and beyond to help. Always calm."
C.V
Client, vehicle finance
Asset finance
★★★★★
"I would like to thank Naomi and Amelia for their continuous exemplary service — they really go above and beyond to get the deals done."
B.P
Broker partner
Asset finance
★★★★★
"Amazingly done your job in helping us secure finance, thank you very much"
A.S
Asset Secure Client
Ongoing broker relationship
★★★★★
To be honest it was a great service and i couldn't change anything
B.O
Business Owner
Asset finance
★★★★★
This is a fantastic company to work with, with extremely helpful staff.
G.V
Growth Venture Director
Asset finance
★★★★★
"We found Wiseman to be helpful and informative, guiding us through the process as we were new to this area of finance."
V.F
Van Finance Client
Asset finance
★★★★★
"Thank you, Lee, Alana and the team for all your help and dedication. The truck looks amazing and it was a pleasure doing business with you both!"
V.F
Truck Operator Partner
Truck finance

Finance that works for people, not spreadsheets

No jargon. No pressure. Just a straightforward process that works.

01

Tell us about your business

A quick 5-minute application or a call with one of our team. No credit check at this stage. Just a conversation about what you need and why.

02

We search 50+ lenders for you

Your dedicated adviser presents your case to the right lenders and comes back with the best options available. One search, multiple opportunities.

03

You choose, we handle the rest

Pick the deal that works for you. We manage the paperwork, the lender relationship, and every step to getting funds into your account.

Ready when you are

Every business has a story. Let’s hear yours

No obligation. No upfront fees. Just an honest conversation about how we can help.

Your business goals deserve a partner, not just a lender. We’re a finance broker that genuinely fights for you. 

Get in Touch

Wiseman Finance Limited is a credit broker and not a lender. Finance is available subject to status. Terms & Conditions apply. Indemnities may be required. We work with a number of carefully selected credit providers who may be able to offer you finance, we will receive commission for business written with the credit providers. We are only able to offer finance products from these providers. Wiseman Finance Limited is authorised and regulated by the FCA under registration number 798352. Our registered office is 3A Marston House, Cromwell Park, Banbury Road, Chipping Norton, Oxfordshire, OX7 5SR Co Reg No 11060395.

© 2026 Wiseman Finance Limited

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